https://www.cerdamunoz.com/home-1 daily 0.75 2023-08-15 https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/5a85d235-857b-4137-9645-0bec6a9f4814/11111.jpg https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1611342411967-PX2JZ2D5J7I847V3STOW/noun_cash+flow_3134654.png Home old - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1611343092314-99XU1IWM6WOM37LODT9T/noun_charting_1003572+%281%29.png Home old - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1611341909224-Z70DW0KUSQHXVCYOVZ71/noun_medical_2846041.png https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1611341892314-PQC2TBUM1ZE33IH6UCYO/noun_Man_1298475.png https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1611341953483-1AIDSACPYWHC4VXL39Q8/noun_sun_119987.png https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1611341875780-EE093V8IUY41JNKASJJL/noun_Home_107331.png https://www.cerdamunoz.com/contact-us daily 0.75 2023-08-15 https://www.cerdamunoz.com/appointments daily 0.75 2021-01-14 https://www.cerdamunoz.com/investment-management-1 daily 0.75 2026-03-13 https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1612382883399-2OX628KA0L9VJ3WQOL3Q/Screenshot+%289%29.png Services While you may not need these services all at once, you may need them at one point or another because Financial Planning is an on-going process that changes as your life evolves. Our pledge is to be your trusted advisor and aid you as you encounter these changes. Contact us to get started. https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1612383124272-BZ2PM9VR561NS6TTCH3C/Screenshot+%2812%29.png Services We can help you design and implement an investment strategy for your 401k, 403b, IRA, Roth IRA, or Rollover Account. Our investment solutions are custom tailored based on your goals. We carefully review and analyze your risk tolerance, investment objectives, and time horizon. We then make recommendations to preserve and grow your assets so you can sit back and focus on what matters most. https://www.cerdamunoz.com/covid19 daily 0.75 2021-01-23 https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1611184421226-7T650WHTV0RCCEA92R60/noun_Announcement_1195232.png COVID-19 - Covid-19 Update We put the health of our employees and clients first we are currently taking the necessary precautions based on the Centers for Disease Control and Prevention guidelines. We offer both in-person and virtual appointments if necessary. https://www.cerdamunoz.com/about-us daily 0.75 2026-03-17 https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1612309829804-LXJGG4Q7UAOO1CGDMR9G/aqr.png About Us https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1612309829798-V2GC60KMBEPW7GZA3NFC/dimensional.jpg About Us https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1612309829814-6PMT0T6RWALR2B4STEVL/ishares.png About Us https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1612309831173-0WAOSFJWYF9MGI9SZ34V/spdr%2Bimage.jpg About Us https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1612309829856-7J4YEHMAQSSRLL6E4IRF/charles_schwab.jpg About Us https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1612309829812-PBC7J7UARIS5EMB8MX8F/download-%2BTD.png About Us https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1612309829778-W1Q9N3QB8GQ599PMRWM9/fidelity%2Bimage.png About Us https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1612309869047-PMMRRVF2K6LAEPQ808QF/vanguard.jpg About Us https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/d15983e9-21fd-4b58-937c-155c86c2a10d/About+us+Page.jpg https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/7664ef2b-0336-4311-b3af-dce772f71d1b/Gilbert+Personal.jpg About Us Gilbert Cerda, CFP® Gilbert is the co-founder and lead financial planner at Cerda Munoz Advisors, Inc. He helps clients manage their personal finances through the use of investment, tax, and financial planning strategies. Prior to starting the firm, Gilbert was a Financial Planner at a regional financial services firm. During his tenure, he helped grow the firm, restructured its operations, and regularly created financial planning strategies for High-Net Worth clients. Prior to that, Gilbert was an Accountant for a Certified Public Accounting firm. Gilbert began his career in the year 2000 when he volunteered for an after school internship program at a financial services firm. He began in the mail room and worked his way up, developing valuable skills along the way. He has extensive experience in the field of tax and investments. Gilbert received his Bachelor of Science degree from the University of Southern California. He received a Certificate of Financial Planning from Boston University and is a Certified Financial Planner™. He has served as a mentor and on the finance committee of College Bound Today, a non-profit organization that helps high school students prepare for college. https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/3576f52f-1bfb-471f-80fd-6a99ccfb654c/AM+PIC.png About Us - Make it stand out Ashley Monroy, Office Manager Ashley oversees the firm’s administrative and operational functions, helping ensure that the office runs efficiently and effectively. Her leadership in managing day-to-day office operations helps support both the team and the firm’s commitment to providing to providing a high level of service to clients. Ashley is currently pursuing her Communication Degree at Pasadena College and will graduate 2023. She joined our Firm in December of 2021. https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/442373ef-d977-4d4f-baf6-1efd3ec558ef/Natalie+Personal.jpg About Us Natalie A. Guerrero, Financial Analyst Natalie is a Financial Analyst at Cerda Munoz Advisors. She works in the financial planning division of the firm and is responsible for implementing and following through on all financial planning strategies made by the lead advisor. Through her role, Natalie supports the firm’s commitment to providing thoughtful and personalized financial guidance. Natalie received her Bachelor of Arts degree in Business Economics from the University of California, Irvine. She joined the firm in June 2020. https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/c276b3c3-bc61-47c4-9369-b8d9c60b1a7a/Aaron+Personal.jpg About Us Aaron Munoz, CFP®, EA Aaron is the Co-founder and lead financial advisor at Cerda Munoz Advisors, Inc. He meets with clients and helps them create financial planning strategies so they can achieve their goals. His caring and trustworthy approach makes clients feel at ease when they face a financial problem. Aaron has been in the financial services industry since 1994. He began in the insurance industry at his firm. He was then recruited to join an up and coming financial planning firm where he learned the ins and outs of running a business. Aaron received his Bachelor of Arts degree from California State University, Los Angeles. He received a Certificate of Financial Planning from the Denver College of Financial Planning and is a Certified Financial Planner and an Enrolled Agent. https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/401c2cb5-2e08-4b1e-a144-fca2a40b6989/Jocelyn+Personal.jpg About Us - Make it stand out Jocelyn Ramirez, Administrative Assistant Jocelyn is the firm’s first point of contact with new and prospective clients. She supports the firm’s day-to-day operations by assisting the team with administrative coordination, scheduling, and organization of records. Her attention to detail and commitment to keeping the office running efficiently helps create a seamless experience for both the team and clients we serve. Jocelyn received her Bachelors of Arts Degree in Accounting from California State University, Fullerton. She joined the firm in January of 2026. https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/d02f318c-63ea-4443-a1af-a7d6f707c06d/Michelle+Personal.jpg About Us Michelle Herrera, Client Service Associate Michelle works closely with clients and advisors to assist with account servicing, documentation, and day-to-day client requests. Through her role, Michelle helps support a smooth and responsive client experience while assisting the advisory team with operational client needs. She is currently attending Cerritos College and working on transferring to California State University of Long Beach to pursue an English Degree. Michelle joined our firm in September 2022 https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/03d539cc-ddb5-476d-ac5c-8a35637f2a0d/Yahir+Personal.jpg About Us Yahir Garcia, Financial Analyst Yahir works in the investment division of the firm. He assists the advisory team with financial analysis, investment research, and portfolio management to support the firm’s planning and investment strategies. Yahir supports the firm’s goal of providing thoughtful and well-informed investment and financial guidance. Yahir received his Bachelor of Arts degree from California State University, Fullerton with a concentration in Finance. He joined the firm in January 2022. https://www.cerdamunoz.com/meet-your-team daily 0.75 2021-01-29 https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1610557885762-BRGM9XB5FSZQYAGMQ5TV/10.png Meet your team Gilbert Cerda, CFP® Gilbert is the co-founder and lead financial planner at Cerda Munoz Advisors, Inc. He helps clients manage their personal finances through the use of investment, tax and financial planning strategies. Prior to starting the firm, Gilbert was a Financial Planner at a regional financial services firm. During his tenure, he helped grow the firm, restructured the operations and regularly creating financial planning strategies for High-Net Worth clients. Prior to that, Gilbert was an Accountant for a Certified Public Accounting firm. Gilbert began his career in the year 2000 when he volunteered for an after school internship program at a financial services firm. He began in the mail room and worked his way up, developing valuable skills along the way. He has extensive experience in the field of tax and investments. Gilbert received his Bachelor's of Science degree from the University of Southern California. He received a Certificate of Financial Planning from Boston University and is a Certified Financial Planner™. He has served as a mentor and on the finance committee of College Bound Today, a non-profit organization that helps high school students prepare for college. https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1610557900096-5CURL58PONGHLE6URMGG/11.png Meet your team Aaron Munoz, CFP®, EA Aaron is the Co-founder and lead financial advisor at Cerda Munoz Advisors, Inc. He meets with clients and helps them create financial planning strategies so they can achieve their goals. His caring and trustworthiness approach makes clients feel at ease when they face a financial problem. Aaron has been on the financial services industry since 1994. He began in the insurance industry at his firm. He was then recruited to join an up and coming financial planning firm where he learned the ins and outs of running a business. Aaron received his Bachelor’s of Arts degree from California State University, Los Angeles. He received a Certificate of Financial Planning from the Denver College of Financial Planning and is a Certified Financial Planner and an Enrolled Agent. https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1610557911626-F5PHB4GNQU2QV66U22I0/12.png Meet your team Wendy R. Cano, Financial Associate Wendy is a financial associate at Cerda Munoz Advisors, Inc. She works in the tax and investment division of the firm and is responsible for implementing and following through on all tax and investment strategies made by the lead advisor. She joined the firm in December 2015. Prior to joining the firm, Wendy was in the finance and accounting department of the Hudson Group D.C. She was responsible for financial forecasting, processing invoices and reconciling the firm's accounts receivable. Wendy received her Bachelor's of Science degree from California State University, Dominguez Hills. She holds a tax preparer certificate. https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1610557866614-SV167Q72Q8VXOJJ2GHWB/9.png Meet your team Elizabeth Bazan, Financial Associate Elizabeth is a CFP® Candidate & financial associate at Cerda Munoz Advisors, Inc. She works in the financial planning division of the firm and is responsible for implementing and following through on all financial planning strategies made by the lead advisor. She joined the firm in December 2018. Prior to joining the firm, Elizabeth worked in the window manufacturing industry for 5 years. She was responsible for providing detailed information about products, accounts receivable, and ensuring the company’s software was up to date. During this time Elizabeth also interned in the environmental industry. Elizabeth received her Bachelor’s of Science degree (Finance) from California State University, Northridge. https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1610557918586-GFRTP43VV1AMFQROB3TW/13.png Meet your team Natalie A. Guerrero, Administrative Assistant Natalie is an administrative assistant at Cerda Munoz Advisors. She works in the administrative division of the firm and is responsible for managing and distributing information within the office. She joined the firm in June 2020. She is a Business Economics major at the University of California, Irvine and will be graduating 2021. https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1610557922567-GTZBO1WBA7BKWTV3GPKT/14.png Meet your team Melissa J. Cortez, Administrative Assistant Melissa is an administrative assistant at Cerda Munoz Advisors. She works in the marketing division of the firm and is responsible for implementing and following through on all financial planning and investment strategies made by the lead advisor. She joined the firm in November 2020. Prior to joining the firm, Melissa conducted research at the School of Public Health at the University of California, Berkeley, where she co-managed a mixed-methods study aimed to understand the barriers to the Earned Income Tax Credit and investigate the economic impact of Covid-19 on low-income families. Melissa received her Bachelor of Arts degree (Public Health) with a minor in Public Policy at the University of California, Berkeley. https://www.cerdamunoz.com/articles daily 0.75 2021-01-23 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1589847898345-D40VLF9LAM9L2XYZ5A1B/image-asset.jpeg Articles https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1589847897715-EWKVJ35VXQ5P9CDGSYVT/image-asset.jpeg Articles https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1589847896972-M6Z43LS56WX5T1S74A5I/image-asset.jpeg Articles https://www.cerdamunoz.com/home-1-1 daily 1.0 2026-03-17 https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/93a1bee3-9ecc-465a-8854-1512632f2cec/Screenshot+%2811%29.png https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1611341909224-Z70DW0KUSQHXVCYOVZ71/noun_medical_2846041.png https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1611341892314-PQC2TBUM1ZE33IH6UCYO/noun_Man_1298475.png https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1611341953483-1AIDSACPYWHC4VXL39Q8/noun_sun_119987.png https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1611341875780-EE093V8IUY41JNKASJJL/noun_Home_107331.png https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1611342411967-PX2JZ2D5J7I847V3STOW/noun_cash+flow_3134654.png Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5ff60e40aa444278595b5157/1611343092314-99XU1IWM6WOM37LODT9T/noun_charting_1003572+%281%29.png Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference.