Investment Solutions for the Real World
We can help you design and implement an investment strategy for your 401k, 403b, IRA, Roth IRA or Rollover Account. Our investment solutions are custom tailored based on your goals. We carefully review and analyze your risk tolerance, investment objectives and time horizon. We then make recommendations to preserve and grow your assets so you can sit back and focus on what matters most.
A Better Investment Experience via Index Funds
Our Investment Strategy is backed by a Nobel-Prize winning philosophy called Efficient Markets Hypothesis. We diversify your money and give you broad exposure to all markets using low cost index funds. History and recessions have taught us that in order to benefit from the markets, you need to be invested across all of them. This means not just investing in hundreds of stocks but thousands of them, not just across the United States, but across the world.
Furthermore, we strongly believe in minimizing expenses and taxes - those you see and those you don't - because lower fees and lower taxes means more money in your pocket.
2. Diversification is Key - to protect your investments from unnecessary risks, the key is to spread your money across different sectors. That way, a disaster in a given sector, industry or stock will not take your life savings with it.
We believe that...
1. Markets are Efficient - perhaps not perfectly so, but quite enough to make traditional stock picking and market timing difficult to do for the vast majority of investors.
3. Patience and Discipline are Critical - slow and steady wins the race, combined with constant monitoring and rebalancing of your portfolio. This ensures consistency and discipline in your investment account.
4. Risk and Return are Related - it's a fact of life, there is no such thing as a free lunch, but exposing your portfolio prudently towards certain risk factors enhances your return over long periods of time.
These principles combined with 60+ years of academic research are the cornerstone of our investment strategy. They have stood the test of time based not on a computer algorithm but real world applicability. Using this methodology is the way to invest your money. Contact us to get started.